The Trust has three Committees of the Board of Trustees:

Investment Advisory Committee
All Trustees are members of this Committee, which meets prior to each Board of Trustees meeting. The Investment Advisory Committee reviews all investment performance and makes investment decisions in conjunction with investment consultants, our actuary, etc.

Investment Allocation Sub-Committee
This Committee meets at least quarterly and is comprised of four Trustees, two representing participating Employers and two representing Employees. The Investment Advisory Sub-Committee provides the Trust with increased flexibility and timeliness with regard to allocation and reallocation of Trust assets.

Appeals Committee
This Committee meets quarterly and is comprised of two Trustees, one representing participating Employers and one representing Employees. The Appeals Committee has the full, complete and final authority to interpret plan provisions determining a Claimant’s eligibility for a benefit and/or the amount of the benefit.